Question 1

Is this just another way to push a policy on me?

Accepted Answer

No. First we show you the numbers and explain how to read them. Protection variants are an option, not a condition. You make the decision yourself, at your own pace.

Question 2

Is the calculator accurate?

Accepted Answer

It is a sound educational simulation based on your data. It shows the scale of the problem. We prepare a precise, personalised calculation based on offers from several leading insurers after a short conversation.

Question 3

How does Variant A differ from B?

Accepted Answer

A is pure, low-cost term protection — the maximum sum for the minimum premium. B is protection with return: you protect your family, and at the end you get back the premiums you paid together with the returns earned.

Question 4

What do I get for leaving my contact details?

Accepted Answer

Personalised variants for your gap, a saved result and the Family Security File (PDF). Plus a free 15-minute consultation — with no obligation.

Question 5

How many insurers do you work with?

Accepted Answer

We compare offers from 11 leading insurers on the market. We are not tied to a single company — so during the consultation we choose a solution to fit your situation, not a commission.

Question 6

Will someone keep calling me endlessly?

Accepted Answer

We do not do harassment. One contact to establish whether and how you want to go further. Zero pressure — you can say "thanks, that's enough" at any time.

The Institute's Blog

The Family Security File — documents every household must have

Pension Calculator — How Much Do You Really Need to Save?

Insurance needs analysis online — how to do it properly

What to Watch Out for in a Life Insurance Policy — Contract Traps

Return-of-Premium Life Insurance — Is It Worth It?

The Financial Gap — What It Is and How to Calculate It

You already know a lot. Now calculate your gap and discuss it with an expert.