Is this just another way to push a policy on me?

No. First we show you the numbers and explain how to read them. Protection variants are an option, not a condition. You make the decision yourself, at your own pace.

Is the calculator accurate?

It is a sound educational simulation based on your data. It shows the scale of the problem. We prepare a precise, personalised calculation based on offers from several leading insurers after a short conversation.

How does Variant A differ from B?

A is pure, low-cost term protection — the maximum sum for the minimum premium. B is protection with return: you protect your family, and at the end you get back the premiums you paid together with the returns earned.

What do I get for leaving my contact details?

Personalised variants for your gap, a saved result and the Family Security File (PDF). Plus a free 15-minute consultation — with no obligation.

How many insurers do you work with?

We compare offers from 11 leading insurers on the market. We are not tied to a single company — so during the consultation we choose a solution to fit your situation, not a commission.

Will someone keep calling me endlessly?

We do not do harassment. One contact to establish whether and how you want to go further. Zero pressure — you can say "thanks, that's enough" at any time.

Contact

Let's talk about your financial security

Got a question about your financial gap, the calculator result or what to watch out for in a life insurance policy? Write or call. We prefer to call you back — faster and without the spin.

Whether you are only just starting to think about life insurance or you want to review a policy you already have — we will help you look at it in numbers. During a free consultation we will explain the financial gap calculator result and point out what to pay attention to in the contract.

kontakt@ibbbf.pl

We usually reply the same business day.

Phone

+48 600 100 200

Mon–Fri between 9:00 and 17:00.

Office

ul. Przykładowa 1, 00-001 Warszawa

Meetings by prior appointment only.

Opening hours

Mon–Fri 9:00–17:00

Leave your details — we'll call you back within 24h

Prefer us to reach out? Leave your email and phone, and we will pick a convenient time to talk. No obligation.

We process your data in line with GDPR, solely for the purpose of contact.

What you can expect

Specifics instead of generalities

We talk about your numbers: the financial gap, the cover amount and the real costs.

Zero pressure

The consultation is free and comes with no obligation. You always make the decision yourself.

Independence

We compare offers from many insurers — the recommendation follows from your situation.

FAQ

Questions about contact and consultations

Is the consultation paid?

No. The first 15-minute consultation is completely free and does not commit you to entering into any contract.

How quickly will you get back to me?

After you leave your details we usually call back within 24 business hours to arrange a convenient time to talk.

Do I need to prepare documents?

Not to start. Basic information is enough (income, liabilities, family situation), which you enter in the calculator. We will discuss the rest during the conversation.